/* RUFFIN — Mint Runway, app edition */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap');
:root{--green:#0F8A6A;--dark:#0B5C47;--darker:#094A39;--mint:#E9F7F1;--card:#F3FBF7;--line:#E6EDE9;--ink:#15202B;--muted:#6B7A76;--amber:#E0A020;--amber-bg:#FFF3D6;--amber-fg:#7A5200;--red:#C03A3A;--red-bg:#FDE4E4;--red-fg:#8A1F1F;--green-bg:#DDF4EA;--input:#fff;--input-fg:#15202B;--page:#F5F8F6;--side:232px;--r:14px;--shadow:0 1px 2px rgba(16,40,32,.05),0 6px 20px rgba(16,40,32,.06)}
*{box-sizing:border-box}
html,body{margin:0;background:var(--page);color:var(--ink);font:14px/1.5 Inter,"Segoe UI",system-ui,-apple-system,Roboto,sans-serif;-webkit-font-smoothing:antialiased}
a{color:var(--dark)} h2{font-size:26px;color:var(--ink);font-weight:700;margin:0 0 2px;letter-spacing:-.3px} h3{margin:0;color:var(--ink);font-size:15px;font-weight:600} h4{margin:14px 0 6px;color:var(--ink);font-size:13px;font-weight:600}
.num,.kpi-v{font-family:Inter,"Segoe UI",system-ui,sans-serif;font-variant-numeric:tabular-nums}
/* sidebar nav (was ribbon) */
.ribbon{position:fixed;top:0;left:0;bottom:0;width:var(--side);z-index:20;display:flex;flex-direction:column;align-items:stretch;gap:4px;padding:22px 14px;background:#0B3F33;background:linear-gradient(180deg,#0C4A3B,#083229)}
.brand{color:#fff;font-weight:800;letter-spacing:2px;margin:0 8px 18px;cursor:pointer;font-size:20px}
.brand::after{content:"household runway";display:block;font-size:11px;font-weight:500;letter-spacing:.2px;opacity:.6;margin-top:2px}
.tab{height:38px;padding:0 14px;border-radius:10px;border:0;background:transparent;color:rgba(255,255,255,.78);font:inherit;font-weight:500;font-size:14px;cursor:pointer;text-align:left;box-shadow:none}
.tab:hover{background:rgba(255,255,255,.08);color:#fff;filter:none}.tab.on{background:rgba(255,255,255,.14);color:#fff;font-weight:600;box-shadow:none}
.spacer{flex:1}
.act{height:38px;padding:0 14px;border-radius:10px;border:1px solid rgba(255,255,255,.25);background:transparent;color:#fff;font:inherit;font-weight:600;font-size:13px;cursor:pointer;margin-top:4px}
.act:hover{background:rgba(255,255,255,.08)}
.act.primary{background:var(--green);border-color:var(--green);box-shadow:0 4px 12px rgba(15,138,106,.35)}.act.primary:hover{background:#13A07B}
.more{position:relative}.more>.act{width:100%}.more .menu{display:none;position:absolute;left:0;bottom:44px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 32px rgba(0,0,0,.18);min-width:200px;padding:6px;z-index:30}
.more.open .menu{display:block}.menu a{display:block;padding:9px 12px;border-radius:8px;cursor:pointer;color:var(--ink);font-size:13.5px}.menu a:hover{background:var(--mint)}
/* layout */
main{max-width:1280px;margin:0 0 0 var(--side);padding:30px 36px 70px}
.screen>h2+.sub,.titlebar{margin-bottom:16px}
.sub{color:var(--muted);font-size:13.5px;font-style:normal;margin:2px 0 18px}
.muted{color:var(--muted)} .fine{color:#8A97A0;font-size:12px;margin-top:22px}
.titlebar{display:flex;align-items:baseline;gap:18px;flex-wrap:wrap}
.card{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);margin:16px 0;overflow:hidden;border:1px solid rgba(16,40,32,.04)}
.card-h{background:transparent;color:var(--ink);font-size:14px;font-weight:600;letter-spacing:0;padding:16px 20px 0;text-transform:none;display:flex;justify-content:space-between;align-items:center}
.card-b{padding:14px 20px 18px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}.two .card{margin:0}.two{margin:16px 0}
.three-col{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px;margin:16px 0}.three-col .card{margin:0}
@media(max-width:1000px){.two,.three-col{grid-template-columns:1fr}}
/* KPI tiles */
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:14px 0}.tiles.five{grid-template-columns:repeat(5,1fr)}.tiles.three{grid-template-columns:repeat(3,1fr)}
@media(max-width:900px){.tiles,.tiles.five{grid-template-columns:repeat(2,1fr)}}
.kpi{background:#fff;border-radius:var(--r);padding:16px 18px;border:1px solid rgba(16,40,32,.04);border-left:1px solid rgba(16,40,32,.04);box-shadow:var(--shadow);position:relative}
.kpi::before{content:"";position:absolute;left:18px;top:14px;width:22px;height:4px;border-radius:2px;background:var(--green)}
.kpi.amber::before{background:var(--amber)}.kpi.dark::before{background:var(--dark)}
.kpi-l{font-size:11.5px;font-weight:600;color:var(--muted);letter-spacing:.2px;text-transform:none;margin-top:10px}.kpi-v{font-size:28px;color:var(--ink);font-weight:700;margin:2px 0;letter-spacing:-.5px}.kpi-s{font-size:12px;color:var(--muted)}
/* pills / bars */
.pill{display:inline-block;padding:2px 10px;border-radius:999px;font-size:11.5px;font-weight:600;white-space:nowrap}
.pill.green{background:var(--green-bg);color:var(--dark)}.pill.amber{background:var(--amber-bg);color:var(--amber-fg)}.pill.red{background:var(--red-bg);color:var(--red-fg)}.pill.grey{background:#EEF2F0;color:var(--muted)}
.bar{display:inline-block;width:80px;height:6px;background:#E8EFEB;border-radius:3px;overflow:hidden;vertical-align:middle;margin-right:8px}.bar i{display:block;height:100%;background:var(--green);border-radius:3px}.bar i.amber{background:var(--amber)}.bar i.red{background:var(--red)}
.barcell{white-space:nowrap}
/* lists & grids */
table.list{width:100%;border-collapse:collapse;font-size:13.5px}table.list td{padding:10px 8px;border-bottom:1px solid var(--line)}table.list tr:last-child td{border-bottom:0}table.list tr.tot td{font-weight:700;background:transparent;border-top:2px solid var(--ink);border-bottom:0}table.list tr.hd td{font-size:11.5px;font-weight:600;color:var(--muted);border-bottom:1px solid var(--line);padding-top:0}
table.list.tight td{padding:7px 8px}.r{text-align:right}.b{font-weight:600}.red{color:var(--red-fg)}.amber{color:var(--amber-fg)}.pillcell{width:120px;text-align:center}.tick{width:28px;font-size:16px;color:var(--green)}
.grid-wrap{overflow:auto;max-width:100%}
table.grid{border-collapse:collapse;font-size:13.5px;min-width:100%}table.grid th{position:sticky;top:0;background:#fff;color:var(--muted);font-size:11.5px;font-weight:600;padding:8px 10px;border-bottom:1px solid var(--line);white-space:nowrap;text-align:left}
table.grid td{padding:5px 8px;border-bottom:1px solid var(--line);white-space:nowrap}table.grid tbody tr:nth-child(even) td{background:transparent}table.grid tbody tr:hover td{background:#F7FAF8}table.grid tfoot td{font-weight:700;background:transparent;padding:10px 10px;border-top:2px solid var(--ink);border-bottom:0}
table.grid td.ro{color:var(--ink)}table.grid td.empty{color:var(--muted);font-style:normal;padding:18px}
table.grid tr.flex td{color:#4B5A63}table.grid tr.loan td{background:#F6F8F7}table.grid tr.example td{color:#8A97A0;font-style:italic}table.grid tr.income td{color:var(--dark)}table.grid tr.transfer td{color:#6B7A84;font-style:italic}
table.grid tr.done td{color:#8A97A0;text-decoration:line-through}table.grid tr.overdue td{background:var(--red-bg)}table.grid tr.due td{background:var(--amber-bg)}
table.grid.fc th.chg,table.grid.fc td.chg{background:#FFF7E6}table.grid.fc tr.hd td{font-weight:600;color:var(--muted);background:transparent;padding-top:12px}table.grid.fc tr.tot td{font-weight:600}table.grid.fc tr.end td{font-weight:700;background:var(--card)}table.grid.fc td.neg{color:var(--red-fg);font-weight:700}table.grid.fc td.low{outline:2px solid var(--red);outline-offset:-2px;border-radius:4px}table.grid.fc tr.sub th{font-weight:400;color:var(--muted);top:32px}
.grid-add{padding:10px 0 0}
/* inputs — quiet until focused */
.in{font:inherit;font-size:13.5px;padding:6px 8px;border:1px solid transparent;border-radius:8px;background:var(--input);color:var(--input-fg);width:100%;min-width:60px;transition:.12s}
table.grid .in{background:transparent}table.grid td.in-cell{padding:3px 4px}table.grid select.in{min-width:118px}table.grid input[type=number].in{min-width:84px;text-align:right}table.grid input[type=text].in{min-width:150px}table.grid input[type=date].in{min-width:140px}
.in:hover{border-color:#CFDBD5;background:#fff}
select.in{background:#fff}.in:focus{outline:0;border-color:var(--green);box-shadow:0 0 0 3px rgba(15,138,106,.15);background:#fff}
.form .in,.field .in{border-color:#D5DFDA;background:#fff}
.form{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:14px 22px}.field label{display:block;font-size:12.5px;font-weight:600;color:var(--ink);margin-bottom:5px}.field small{display:block;color:var(--muted);font-size:11.5px;margin-top:3px}.field .row{display:flex;gap:6px}.field .row .in:last-child{max-width:110px}
.ro-val{padding:6px 0;font-weight:600}
.row{display:flex;gap:8px;align-items:center;margin:8px 0}.row.wrap{flex-wrap:wrap}
.spread{display:grid;grid-template-columns:repeat(10,1fr);gap:6px}.spread .in{min-width:0;border-color:#D5DFDA}
.btn{font:inherit;font-weight:600;padding:8px 16px;border-radius:10px;border:1px solid #D5DFDA;cursor:pointer;background:#fff;color:var(--ink);transition:.12s}
.btn:hover{border-color:#B9C8C0;background:#FAFCFB}
.btn.primary{background:var(--green);border-color:var(--green);color:#fff;box-shadow:0 4px 12px rgba(15,138,106,.25)}.btn.primary:hover{background:#13A07B}.btn.secondary{background:#fff}.btn.danger{border-color:#F1C5C5;color:var(--red-fg)}.btn.small{padding:5px 11px;font-size:12.5px}.btn.big{padding:12px 20px;font-size:15px}
.icon-btn{border:0;background:transparent;cursor:pointer;color:#A5B1AD;font-size:13px}.icon-btn.del:hover{color:var(--red)}
/* budget card deck */
.toolbar{display:flex;align-items:center;gap:12px;margin:14px 0 10px}.toolbar .spacer{flex:1}
.seg{display:inline-flex;background:#E8EFEB;border-radius:10px;padding:3px}.seg button{font:inherit;font-size:13px;font-weight:600;border:0;background:transparent;color:var(--muted);padding:5px 14px;border-radius:8px;cursor:pointer}.seg button.on{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.12)}
.deck{display:flex;flex-direction:column;gap:10px;margin:0 0 16px}
.gcard{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);border:1px solid rgba(16,40,32,.04);overflow:hidden;transition:.15s}.gcard.open{box-shadow:0 2px 4px rgba(16,40,32,.06),0 14px 36px rgba(16,40,32,.10)}
.gcard-h{display:grid;grid-template-columns:6px minmax(180px,1.6fr) 1fr 1fr 1.4fr .8fr 24px;align-items:center;gap:18px;padding:14px 18px 14px 0;cursor:pointer;user-select:none}.gcard-h:hover{background:#FAFCFB}
.gcard-h .chip{width:6px;height:100%;min-height:52px;border-radius:0 4px 4px 0;display:block}
.gname b{display:block;font-size:15px;font-weight:600}.gname span{font-size:12px;color:var(--muted)}
.gnum{text-align:right}.gnum b{display:block;font-size:17px;font-weight:700;letter-spacing:-.3px}.gnum b.red{color:var(--red-fg)}.gnum span{font-size:11.5px;color:var(--muted)}
.gbar{display:flex;align-items:center;gap:8px}.gbar .bar{width:100%;height:8px;margin:0}.gbar small{color:var(--muted);min-width:34px;text-align:right}
.share{font-size:12px;color:var(--muted);text-align:right;white-space:nowrap}
.chev{color:#A5B1AD;font-size:16px;transition:.2s;display:inline-block}.chev.open{transform:rotate(180deg);color:var(--green)}
.gcard-b{padding:0 18px 14px 24px;border-top:1px solid var(--line);animation:drop .18s ease-out}@keyframes drop{from{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}
.gcard-b table.grid th{padding-top:12px}
.gcard.add{display:flex;align-items:center;gap:12px;padding:12px 18px;background:transparent;box-shadow:none;border:1.5px dashed #CFDBD5}.gcard.add .in{width:220px;border-color:#D5DFDA}
@media(max-width:1000px){.gcard-h{grid-template-columns:6px 1fr auto 24px;row-gap:6px}.gcard-h .gnum:nth-child(4),.gcard-h .gbar{display:none}.gcard-h .share{grid-column:2/4;justify-content:flex-start}.gcard-h .chip{grid-row:1/3}}
/* home specifics */
.goto{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;background:transparent;border:0}.go{background:#fff;padding:14px 16px;cursor:pointer;border-radius:12px;border:1px solid var(--line);transition:.12s}.go:hover{background:var(--mint);border-color:#BFE3D4}.go b{display:block;color:var(--ink);font-size:15px;font-weight:600}.go span{font-size:12.5px;color:var(--muted)}
@media(max-width:900px){.goto{grid-template-columns:repeat(2,1fr)}}
.quick{display:grid;grid-template-columns:1fr 320px;gap:24px}.qbtns{display:flex;flex-direction:column;gap:10px;padding-top:22px}.sugg{grid-column:1/-1;font-size:12.5px;color:var(--green)}
@media(max-width:900px){.quick{grid-template-columns:1fr}}
/* welcome */
.welcome .hero{background:linear-gradient(120deg,#0C4A3B,var(--green));color:#fff;padding:36px 36px;border-radius:18px}.hero h1{margin:0;font-size:40px;letter-spacing:1px;font-weight:800}.hero p{margin:8px 0 0;opacity:.9;font-size:15px}
.three{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:18px 0}.start{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px 18px;cursor:pointer;text-align:center;box-shadow:var(--shadow);transition:.12s}.start:hover{transform:translateY(-2px)}.start.primary{background:var(--green);color:#fff;border-color:var(--green)}.start b{display:block;font-size:17px;margin-bottom:4px;font-weight:700}.start span{font-size:12.5px;opacity:.85}
.routine{margin:0;padding-left:20px;line-height:1.9}.legend .sw{display:inline-block;margin-right:12px;padding:3px 10px;border-radius:999px;background:#EEF2F0;font-size:12px}.legend .in-sw{background:#fff;border:1px solid #CFDBD5}.legend .amber-sw{background:var(--amber-bg);color:var(--amber-fg)}.legend .red-sw{background:var(--red-bg);color:var(--red-fg)}
/* dashboard masthead */
.dash .mast{background:linear-gradient(120deg,#0C4A3B,var(--green));color:#fff;padding:22px 26px;border-radius:18px;display:flex;align-items:center;gap:18px;flex-wrap:wrap}.dash .mast h2{color:#fff;margin:0;font-size:22px;flex:1 1 100%}.dash .mast span{font-size:13px;opacity:.9}
/* footer, toasts, modal */
.foot{display:flex;gap:18px;justify-content:center;padding:14px;color:var(--muted);font-size:12px;margin-left:var(--side)}
#toasts{position:fixed;right:20px;bottom:20px;display:flex;flex-direction:column;gap:8px;z-index:50}.toast{background:var(--ink);color:#fff;padding:12px 16px;border-radius:12px;opacity:0;transform:translateY(8px);transition:.25s;box-shadow:0 8px 24px rgba(0,0,0,.25)}.toast.show{opacity:1;transform:none}.toast.warn{background:var(--amber-fg)}
.modal-back{position:fixed;inset:0;background:rgba(8,30,24,.5);display:flex;align-items:center;justify-content:center;z-index:40;backdrop-filter:blur(2px)}.modal{background:#fff;border-radius:18px;width:min(640px,94vw);max-height:90vh;overflow:auto;box-shadow:0 24px 60px rgba(0,0,0,.35)}
.modal-head{background:#fff;color:var(--ink);padding:18px 22px 0;display:flex;justify-content:space-between;align-items:center}.modal-head h3{color:var(--ink);font-size:18px}.modal-head .icon-btn{color:var(--muted);font-size:18px}.modal-body{padding:16px 22px}.modal-foot{padding:14px 22px 20px;display:flex;gap:8px;justify-content:flex-end;border-top:1px solid var(--line)}
/* phones: sidebar becomes a top bar */
@media(max-width:820px){.ribbon{position:sticky;width:auto;right:0;bottom:auto;flex-direction:row;flex-wrap:wrap;height:auto;padding:10px 12px;gap:6px}.brand{margin:0 10px 0 0}.brand::after{display:none}.tab,.act{height:32px;padding:0 12px;font-size:13px;margin:0}.more .menu{left:auto;right:0;bottom:auto;top:40px}main{margin:0;padding:18px 16px 60px}.foot{margin:0}}
/* print */
@media print{.ribbon,.foot,.noprint,.grid-add,#toasts{display:none!important}body{background:#fff}main{margin:0;padding:0;max-width:none}.card{box-shadow:none;border:1px solid var(--line);break-inside:avoid}.two{break-inside:avoid}}
/* v1.2: debts/accounts cards, log month strip */
.gcard-h.acct{grid-template-columns:6px minmax(180px,2fr) 1fr 0 1.6fr 24px}
.subcard{background:#F7FAF8;border-radius:12px;padding:12px 16px;margin:12px 0}.subcard h4{margin:0 0 6px}
.rowform{margin-top:12px}.rowform .field{min-width:0}.form.rowform{grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:10px 14px}
label.check{display:flex;align-items:center;gap:8px;margin:10px 0;font-size:13px;cursor:pointer}.cb{width:16px;height:16px;accent-color:var(--green)}
.section{margin:18px 0}.sect-h{display:flex;align-items:baseline;justify-content:space-between;margin:0 4px 8px}.sect-h h3{font-size:16px}
.mstrip{display:flex;gap:8px;overflow-x:auto;padding:4px 2px 10px;margin:0 0 6px}.mchip{flex:0 0 auto;font:inherit;text-align:left;background:#fff;border:1px solid var(--line);border-radius:12px;padding:8px 12px;min-width:112px;cursor:pointer;display:flex;flex-direction:column;gap:2px;transition:.12s}
.mchip:hover{border-color:#BFE3D4}.mchip.on{border-color:var(--green);box-shadow:0 0 0 3px rgba(15,138,106,.15)}.mchip b{font-size:12.5px;font-weight:600}.mchip span{font-size:13px;font-variant-numeric:tabular-nums;color:var(--muted)}.mchip.on span{color:var(--ink)}
.mbar{display:block;height:4px;background:#E8EFEB;border-radius:2px;overflow:hidden;margin-top:4px}.mbar i{display:block;height:100%;border-radius:2px}
.gnum b.red{color:var(--red-fg)}.gcard.add{flex-wrap:wrap}
/* v1.3: runway hero, levers, compare, wizard, print plan, privacy, mobile */
.rwhero{background:linear-gradient(120deg,#0C4A3B,var(--green));color:#fff;border-radius:18px;padding:24px 28px 18px;margin:14px 0;box-shadow:0 10px 30px rgba(11,92,71,.25)}
.rwhero.compact{padding:18px 22px 14px}
.rwbig{font-size:30px;font-weight:800;letter-spacing:-.5px;line-height:1.15}.rwhero.compact .rwbig{font-size:22px}.rwsmall{opacity:.9;font-size:13.5px;margin-top:4px}
.rwbar{position:relative;height:14px;background:rgba(255,255,255,.18);border-radius:7px;margin:34px 0 26px}
.rwfill{height:100%;background:rgba(255,255,255,.85);border-radius:7px}
.rwmark{position:absolute;top:-8px;width:2px;height:30px;transform:translateX(-1px)}
.rwmark i{display:block;width:12px;height:12px;border-radius:50%;background:var(--c);border:2px solid #fff;position:absolute;left:-6px;top:9px;box-shadow:0 1px 4px rgba(0,0,0,.3)}
.rwmark span{position:absolute;top:-22px;left:50%;transform:translateX(-50%);font-size:11px;white-space:nowrap;opacity:.95;font-weight:600}
.rwmark.chg{background:rgba(255,255,255,.7);height:30px;top:-8px}.rwmark.chg span{top:32px;font-weight:500;opacity:.8}.rwmark.chg i{display:none}
.rwaxis{position:absolute;top:18px;left:0;right:0;display:flex;justify-content:space-between;font-size:11px;opacity:.7}
.rwinf{position:absolute;right:0;top:30px;font-size:11px;opacity:.85;font-weight:600}
.rwbar{margin:34px 0 34px}
.rwcases{display:flex;gap:22px;flex-wrap:wrap;font-size:12.5px}.rwcase i{display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:6px;border:2px solid #fff}.rwcase b{text-transform:capitalize;margin-right:6px}.rwcase span{opacity:.9}
.green{color:var(--green)}
.seg.mini{padding:2px}.seg.mini button{padding:3px 9px;font-size:11.5px}.share{display:flex;align-items:center;gap:8px;justify-content:flex-end}
.lever{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);border:1px solid rgba(16,40,32,.04);display:grid;grid-template-columns:6px 1fr auto auto;align-items:center;gap:18px;padding:12px 18px 12px 0}.lever .chip{width:6px;min-height:44px;border-radius:0 4px 4px 0}
table.grid.cmp th{font-size:13px;color:var(--ink);vertical-align:top}table.grid.cmp td.r{white-space:nowrap}
.wiznav{display:flex;gap:10px;flex-wrap:wrap;margin:6px 0 14px}.wstep{display:flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:13px;color:var(--muted)}.wstep i{display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;border-radius:50%;background:#E8EFEB;font-style:normal;font-size:12px;font-weight:700}.wstep.on{border-color:var(--green);color:var(--ink);font-weight:600}.wstep.on i{background:var(--green);color:#fff}.wstep.done i{background:var(--green-bg);color:var(--dark)}
.sheet{background:#fff;border-radius:var(--r);box-shadow:var(--shadow);padding:22px 26px;max-width:900px}.sheet-h{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:8px}.sheet .card{box-shadow:none;border:1px solid var(--line);margin:10px 0}.sheet .two{gap:12px;margin:10px 0}.sheet .rwhero{margin:8px 0}
/* privacy blur */
body.privacy .num,body.privacy .kpi-v,body.privacy td.r,body.privacy td.ro,body.privacy .gnum b,body.privacy input[type=number],body.privacy .rwbig,body.privacy .rwcase span,body.privacy .mchip span,body.privacy .kpi-s,body.privacy .go span,body.privacy canvas,body.privacy .sheet td{filter:blur(7px);user-select:none}
body.privacy .rwbig{filter:blur(10px)}
.act.ghost{border-color:transparent;color:rgba(255,255,255,.7)}
/* mobile */
@media(max-width:820px){
  .ribbon{overflow-x:auto;flex-wrap:nowrap;align-items:center;scrollbar-width:none}.ribbon::-webkit-scrollbar{display:none}.tab{flex:0 0 auto;height:34px}.spacer{display:none}.act{flex:0 0 auto}.act.ghost{display:none}
  main{padding:14px 14px 90px}h2{font-size:21px}.tiles,.tiles.five,.tiles.three{grid-template-columns:1fr 1fr;gap:10px}.kpi{padding:12px 14px}.kpi-v{font-size:22px}
  .rwhero{padding:18px 16px 14px}.rwbig{font-size:22px}.rwmark span{display:none}.rwmark.likely span{display:block}
  .gcard-h{gap:10px;padding:12px 12px 12px 0}.gcard-b{padding:0 12px 12px 14px}.gname b{font-size:14px}
  .modal-back{align-items:flex-end}.modal{width:100%;max-height:92vh;border-radius:18px 18px 0 0}.form{grid-template-columns:1fr}
  .lever{grid-template-columns:6px 1fr auto;gap:10px}.lever .btn{grid-column:2/-1;justify-self:start}
  .quick{grid-template-columns:1fr}.goto{grid-template-columns:1fr 1fr}.toolbar{flex-wrap:wrap}
  .sheet{padding:14px}
}
@media(max-width:480px){.tiles,.tiles.five,.tiles.three{grid-template-columns:1fr 1fr}.goto{grid-template-columns:1fr}.rwcases{gap:10px;font-size:12px}}
@media print{.rwhero{-webkit-print-color-adjust:exact;print-color-adjust:exact;box-shadow:none}.sheet{box-shadow:none;padding:0;max-width:none}.plan .titlebar{display:none}.tick{font-size:14px}}
.wizard table.grid .in{border-color:#D5DFDA;background:#fff}.wizard table.grid td.in-cell{padding:4px}
/* v1.4: inbox, folds */
.drop{border:2px dashed #BFD3CA;border-radius:14px;padding:26px 18px;text-align:center;cursor:pointer;background:#FAFCFB;margin:12px 0;transition:.12s}.drop:hover,.drop.over{border-color:var(--green);background:var(--mint)}.drop b{display:block;font-size:16px;margin-bottom:4px}.drop span{color:var(--muted);font-size:12.5px}
textarea.in{width:100%;border-color:#D5DFDA;font-family:inherit;resize:vertical}
.fold{margin:12px 0}.fold-h{display:flex;align-items:center;gap:10px;padding:14px 20px;cursor:pointer;user-select:none}.fold-h:hover{background:#FAFCFB}.fold-h b{flex:1;font-size:14px}.fold-h .muted{font-size:12px}.fold.open .fold-h{border-bottom:1px solid var(--line)}
/* ===== v1.5: density pass, hints, tour, command bar, bottom tabs, compact mode ===== */
html,body{font-size:15px}
.ribbon{background:#1B2A2A;background:linear-gradient(180deg,#1E2F2D,#152321)}.tab.on{background:rgba(255,255,255,.12)}
main{padding:34px 40px 90px}
h2{font-size:28px}.sub{font-size:14px;margin-bottom:20px}
.card{margin:24px 0;border-radius:16px}.two,.three-col{gap:20px;margin:24px 0}.tiles{gap:16px;margin:18px 0}
.card-h{padding:18px 22px 0;font-size:15px}.card-b{padding:16px 22px 20px}
.kpi{padding:18px 20px}.kpi-v{font-size:30px}.kpi-l{font-size:12px}
table.list td{padding:12px 10px;font-size:14.5px}table.grid{font-size:14px}table.grid td{padding:7px 10px}table.grid th{padding:10px 10px;font-size:12px}
.deck{gap:12px}.gcard-h{padding:16px 20px 16px 0}.gname b{font-size:16px}
/* color discipline: the hero is the only saturated block; buttons green only when primary */
.btn.primary{box-shadow:none}.kpi::before{background:#C9D3CE}.kpi.amber::before{background:var(--amber)}.kpi.dark::before{background:var(--dark)}
/* hints */
.lbl{display:inline-flex;align-items:center;gap:6px}
.hint{position:relative;display:inline-flex;align-items:center;justify-content:center;width:16px;height:16px;border-radius:50%;background:#E3EBE7;color:#5B6B66;font-size:10.5px;font-weight:700;font-style:italic;font-family:Georgia,serif;cursor:help;vertical-align:middle;line-height:1}
.hint .tip{display:none;position:absolute;left:50%;bottom:calc(100% + 8px);transform:translateX(-50%);background:var(--ink);color:#fff;font:400 12.5px/1.45 Inter,"Segoe UI",system-ui,sans-serif;font-style:normal;padding:8px 11px;border-radius:9px;width:max-content;max-width:280px;white-space:normal;text-align:left;z-index:60;box-shadow:0 8px 24px rgba(0,0,0,.2)}
.hint:hover .tip,.hint:focus .tip,.hint.open .tip{display:block}.hint .tip::after{content:"";position:absolute;top:100%;left:50%;transform:translateX(-50%);border:6px solid transparent;border-top-color:var(--ink)}
/* what-to-do-next */
.todo{display:flex;flex-direction:column}.todo-row{display:flex;align-items:center;gap:14px;padding:12px 4px;border-bottom:1px solid var(--line)}.todo-row:last-child{border-bottom:0}.todo-row.click{cursor:pointer}.todo-row.click:hover{background:#FAFCFB}.todo-b{flex:1;min-width:0}.todo .in.small{width:170px;border-color:#D5DFDA}
.ic{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:9px;font-style:normal;font-size:14px;background:#EEF3F0;color:var(--dark);flex:0 0 auto}.ic.lever{background:var(--green-bg)}.ic.tidy{background:var(--amber-bg);color:var(--amber-fg)}.ic.change{background:#E8EEF8;color:#2F4F8A}.ic.inbox{background:#EEE9F8;color:#5A3FA8}
/* toast undo */
.toast{display:flex;align-items:center;gap:14px}.toast .undo{font:inherit;font-weight:700;background:transparent;border:1px solid rgba(255,255,255,.5);color:#fff;border-radius:8px;padding:4px 10px;cursor:pointer}.toast .undo:hover{background:rgba(255,255,255,.12)}
/* tour */
.tour-back{position:fixed;inset:0;background:rgba(8,30,24,.45);z-index:70}.tour-ring{position:fixed;border:3px solid #fff;border-radius:14px;box-shadow:0 0 0 4px rgba(15,138,106,.6),0 0 0 9999px rgba(8,30,24,.45);z-index:71;pointer-events:none;transition:.25s}
.tour-box{position:fixed;z-index:72;background:#fff;border-radius:14px;padding:14px 16px;width:320px;box-shadow:0 20px 50px rgba(0,0,0,.35)}.tour-box p{margin:4px 0 10px;font-size:14px}.tour-n{font-size:11.5px;color:var(--muted);font-weight:600}
/* command bar */
.cmd-back{position:fixed;inset:0;background:rgba(8,30,24,.4);z-index:65;display:flex;justify-content:center;align-items:flex-start;padding-top:12vh}.cmd{background:#fff;border-radius:16px;width:min(680px,94vw);box-shadow:0 24px 60px rgba(0,0,0,.35);overflow:hidden}
.cmd-in{width:100%;border:0;outline:0;font:inherit;font-size:18px;padding:18px 20px;border-bottom:1px solid var(--line)}.cmd-list{max-height:50vh;overflow:auto}.cmd-row{display:flex;align-items:center;gap:12px;padding:11px 18px;cursor:pointer;font-size:14.5px}.cmd-row:hover,.cmd-row.first{background:#F4F9F6}.cmd-foot{padding:8px 18px;font-size:12px;border-top:1px solid var(--line)}
/* bottom tabs (phones only) */
#tabs{display:none}
.sheet-list{display:grid;grid-template-columns:1fr 1fr;gap:8px}
@media(max-width:820px){
  #tabs{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:30;background:#fff;border-top:1px solid var(--line);padding:6px 4px calc(6px + env(safe-area-inset-bottom));justify-content:space-around}
  .tabb{flex:1;border:0;background:transparent;font:inherit;display:flex;flex-direction:column;align-items:center;gap:2px;color:var(--muted);font-size:11px;padding:4px 0}.tabb i{font-style:normal;font-size:20px;line-height:1}.tabb.on{color:var(--dark);font-weight:600}
  .tabb.add i{width:44px;height:44px;border-radius:50%;background:var(--green);color:#fff;display:flex;align-items:center;justify-content:center;margin-top:-18px;box-shadow:0 6px 16px rgba(15,138,106,.4);font-size:26px}
  .ribbon{padding:8px 10px}.ribbon .tab,.ribbon .act:not(.primary){display:none}.ribbon .brand{flex:1;margin:0}.ribbon .more{display:none}
  main{padding:14px 14px 96px}h2{font-size:22px}.card{margin:14px 0}.cmd-back{padding-top:4vh}
}
/* compact mode */
body.compact{font-size:13.5px}body.compact main{padding:18px 22px 70px}body.compact .card{margin:12px 0;border-radius:12px}body.compact .card-h{padding:12px 16px 0}body.compact .card-b{padding:10px 16px 12px}
body.compact table.list td{padding:7px 8px}body.compact table.grid td{padding:4px 8px}body.compact .kpi{padding:10px 14px}body.compact .kpi-v{font-size:24px}body.compact .tiles{gap:10px;margin:10px 0}body.compact h2{font-size:22px}body.compact .gcard-h{padding:10px 14px 10px 0}body.compact .two,body.compact .three-col{gap:12px;margin:12px 0}body.compact .rwhero{padding:16px 20px 12px}body.compact .rwbig{font-size:22px}
.row.tight{gap:4px;margin:0}
.nudge{gap:16px;margin:0}.nudge>span{flex:1}.nudge .btn{white-space:nowrap}
/* ===== v1.6: mascot, retirement money, dark mode ===== */
.brand{display:flex;align-items:center;gap:10px}.brand img{width:38px;height:38px;border-radius:10px;background:#fff;padding:2px}.brand span{display:block}.brand span::after{content:"household runway";display:block;font-size:11px;font-weight:500;letter-spacing:.2px;opacity:.6;margin-top:2px}.brand::after{display:none}
.welcome .hero{display:flex;align-items:center;gap:28px}.welcome .hero .mascot{width:150px;height:auto;flex:0 0 auto;filter:drop-shadow(0 8px 16px rgba(0,0,0,.25))}
@media(max-width:820px){.welcome .hero{flex-direction:column;text-align:center}.welcome .hero .mascot{width:120px}}
.tapres{display:flex;gap:24px;align-items:flex-start;margin-top:12px;padding:14px 18px;background:#F7FAF8;border-radius:12px}.tapres>div:first-child{flex:1}.tapres .why{margin:6px 0 0;padding-left:18px;color:var(--muted);font-size:13.5px}
.amber.b{color:var(--amber-fg)}
/* dark mode */
body.dark{--page:#0F1715;--card:#17211E;--line:#24302C;--ink:#E6EDEA;--muted:#9AA8A3;--mint:#173129;--green-bg:#17392E;--amber-bg:#3A2D10;--amber-fg:#F2C45A;--red-bg:#3D1C1C;--red-fg:#F08A8A;--input:#121B18;--input-fg:#E6EDEA;--shadow:0 1px 2px rgba(0,0,0,.4),0 8px 24px rgba(0,0,0,.35)}
body.dark{background:var(--page);color:var(--ink)}
body.dark .card,body.dark .kpi,body.dark .gcard,body.dark .lever,body.dark .go,body.dark .start,body.dark .mchip,body.dark .modal,body.dark .menu,body.dark .cmd,body.dark .sheet,body.dark .tour-box,body.dark .drop,body.dark .wstep,body.dark .seg button.on,body.dark .todo .in.small,body.dark .tapres,body.dark .subcard,body.dark table.grid th{background:var(--card);color:var(--ink);border-color:var(--line)}
body.dark .seg{background:#0F1715}body.dark .seg button{color:var(--muted)}body.dark .seg button.on{color:var(--ink)}
body.dark .in,body.dark .form .in,body.dark .field .in,body.dark textarea.in,body.dark .cmd-in,body.dark .spread .in,body.dark table.grid .in{background:var(--input);color:var(--input-fg);border-color:#2C3A35}body.dark .in:hover{background:#15201C}body.dark select.in{background:var(--input)}
body.dark h2,body.dark h3,body.dark h4,body.dark .gname b,body.dark .kpi-v,body.dark .gnum b,body.dark .word{color:var(--ink)}
body.dark table.list td,body.dark table.grid td{border-color:var(--line)}body.dark table.grid tbody tr:hover td{background:#1C2724}body.dark table.list tr.tot td,body.dark table.grid tfoot td{border-top-color:var(--ink)}
body.dark .btn{background:var(--card);color:var(--ink);border-color:#2C3A35}body.dark .btn.primary{background:var(--green);border-color:var(--green);color:#fff}body.dark .btn:hover{background:#1C2724}
body.dark .pill.grey{background:#24302C;color:var(--muted)}body.dark .pill.green{background:var(--green-bg);color:#8FD3BE}
body.dark .bar,body.dark .mbar{background:#24302C}body.dark .hint{background:#24302C;color:var(--muted)}body.dark .hint .tip{background:#E6EDEA;color:#15202B}body.dark .hint .tip::after{border-top-color:#E6EDEA}
body.dark .foot,body.dark .muted,body.dark .sub,body.dark .fine{color:var(--muted)}body.dark #tabs{background:var(--card);border-color:var(--line)}
body.dark .toast{background:#E6EDEA;color:#15202B}body.dark .toast .undo{color:#15202B;border-color:rgba(0,0,0,.3)}body.dark .toast.warn{background:#F2C45A}
body.dark .fold-h:hover,body.dark .gcard-h:hover,body.dark .todo-row.click:hover,body.dark .cmd-row:hover,body.dark .cmd-row.first{background:#1C2724}
body.dark .gcard.add{background:transparent;border-color:#2C3A35}body.dark .start.primary{background:var(--green);color:#fff}body.dark .go:hover{background:#1C2724}
body.dark .modal-head,body.dark .modal-foot{border-color:var(--line)}body.dark .modal-head h3{color:var(--ink)}
body.dark .kpi::before{background:#2C3A35}body.dark .brand img{background:#E6EDEA}
.retirement .rwcases{margin-top:18px;gap:30px}.retirement .rwcase b{text-transform:none;display:block;font-size:12px;opacity:.8;margin-bottom:2px}.retirement .rwcase span{font-size:15px;font-weight:600;opacity:1}
@media print{.retirement .card.fold,.retirement .deck .btn{display:none}}
/* ===== v1.9: simple phone layout ===== */
#phbar{display:none}
body.phone .ribbon .act.primary{display:none}
body.phone #phbar{display:flex;gap:4px;position:fixed;top:8px;right:10px;z-index:21}
body.phone #phbar .icon-btn{font-size:20px;width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.14);color:#fff}
.ph{font-size:15px;max-width:640px;margin:0 auto}
.ph-title{margin:4px 0 14px}.ph-title h2{font-size:24px;margin:0}.ph-title .muted{font-size:14px}
.ph-hero{background:linear-gradient(160deg,var(--dark),var(--green));color:#fff;border-radius:18px;padding:20px 18px 16px;box-shadow:0 10px 28px rgba(11,92,71,.28);cursor:pointer}
.ph-hero-l{font-size:14px;opacity:.85}.ph-hero-big{font-size:34px;font-weight:800;letter-spacing:-.5px;line-height:1.1;margin:4px 0 6px}.ph-hero-s{font-size:14px;opacity:.9}
.ph-bar{position:relative;height:10px;border-radius:5px;background:rgba(255,255,255,.22);margin:16px 0 6px;overflow:visible}.ph-bar i{display:block;height:100%;border-radius:5px;background:#fff}.ph-bar b{position:absolute;top:-4px;width:3px;height:18px;background:var(--amber);border-radius:2px;transform:translateX(-1px)}
.ph-bar-ax{display:flex;justify-content:space-between;font-size:12.5px;opacity:.85}
.ph-facts{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:12px 0}
.ph-fact{background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 14px;display:flex;flex-direction:column;gap:2px;cursor:pointer}.ph-fact span{font-size:13.5px;color:var(--muted)}.ph-fact b{font-size:22px;letter-spacing:-.3px}.ph-fact b.red{color:var(--red-fg)}
.ph-list{margin:14px 0}.ph-list-h{font-size:13.5px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.4px;margin:0 0 6px 4px}
.ph-rows{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.ph-row{display:flex;align-items:center;gap:12px;min-height:58px;padding:10px 14px;border-bottom:1px solid var(--line)}.ph-row:last-child{border-bottom:0}.ph-row.click{cursor:pointer}.ph-row.click:active{background:var(--mint)}
.ph-row.warn .ph-l2{color:var(--amber-fg)}.ph-row.stale .ph-l2{color:var(--amber-fg)}.ph-row.paused .ph-l1{color:var(--muted);text-decoration:line-through}.ph-row.focus{background:var(--amber-bg)}
.ph-main{flex:1;min-width:0}.ph-l1{font-size:15.5px;font-weight:600;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.ph-l2{font-size:13.5px;color:var(--muted);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.ph-right{font-size:15.5px;white-space:nowrap}.ph-right .green{color:var(--dark)}.ph-right .red{color:var(--red-fg)}.ph-chev{color:#A5B1AD;font-size:22px;line-height:1}
.ph-sec{display:flex;justify-content:space-between;align-items:center;padding:14px 4px 6px;cursor:pointer;margin-top:6px}.ph-sec b{font-size:16px;display:block}.ph-sec span{font-size:13.5px;color:var(--muted)}.ph-sec .chev{font-size:18px}
.ph-group{margin-bottom:8px}.ph-group>.ph-row{background:#fff;border:1px solid var(--line);border-radius:16px}.ph-sub{margin:4px 0 0 14px;border-left:2px solid var(--line)}.ph-sub .ph-row{min-height:50px;padding:8px 10px;border-bottom:0;background:transparent}
.ph-links{display:flex;flex-wrap:wrap;gap:8px 18px;margin:10px 4px 18px;font-size:14px}.ph-links a{cursor:pointer;font-weight:600;min-height:32px;display:inline-flex;align-items:center}
.ph-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:12px 0}.ph-btn{min-height:48px;font-size:15px;border-radius:14px}
.ph-month{display:flex;align-items:center;justify-content:space-between;background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 6px;margin:0 0 10px}.ph-month b{font-size:16px}.ph-month .icon-btn{font-size:28px;color:var(--dark);width:44px;height:44px}
.ph-nudge{display:flex;gap:12px;align-items:center;background:var(--amber-bg);border-radius:14px;padding:12px 14px;margin:12px 0;font-size:14px}.ph-nudge span{flex:1}
.ph-form{display:flex;flex-direction:column;gap:14px}.ph-field span{display:block;font-size:13.5px;font-weight:600;margin-bottom:5px}.ph-field .in{width:100%;min-height:46px;font-size:16px}.ph-field .cb{width:22px;height:22px}.ph-note{font-size:13px;color:var(--muted)}
.ph-gain{font-size:18px}
body.phone .foot{display:none}
body.dark .ph-fact,body.dark .ph-rows,body.dark .ph-group>.ph-row,body.dark .ph-month{background:var(--card);border-color:var(--line)}